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On Tuesday, September 21, Youth Co-Op welcomed a visit by State Farm Public Affairs Specialist Jose Soto.

Harrison addressed some very crucial realities among Blacks in the area of finances.

He presented the scenario of “Tracy” and “Nick” who both purchased ,000 cars.

Tracy has a good credit rating and is able to secure a 5.5% ANNUAL PERCENTAGE RATE (APR) as a result of it.

Youth Co-Op staff and the students enrolled in the State Farm Financial Literacy Program thanks Mr.

Soto for taking the time to present such valuable information to our youth so that we can have a safer tomorrow on the roads of South Florida.

In May State Farm Miami Agency Field Consultant Stan Harrison spoke to students enrolled in the State farm Financial Literacy program.His topic of discussion was “How to Build Wealth in the African-American Family.” Mr.He spoke to students enrolled in the State Farm Financial Literacy program about teen safety on the road. Soto in the presentation was Rodrigo Planter, team member of State Farm agent, Vicki Catsimpiris. Soto began his presentation with a video showing how drivers cause accidents while distracted – TALKING ON THEIR CELL PHONES, TEXT MESSAGES, FIXING THEIR HAIR, DOING THEIR MAKE UP …He stressed that the key to safe driving is to avoid distractions while driving.By avoiding distractions and avoiding accidents you can keep your auto insurance payments low. Soto furthermore discussed that being a smart passenger is also key in order to ensure the driver is not distracted and is able to avoid accidents more effectively.In the middle of the presentation, one of the students asked, “Who tend to have higher auto insurance payments, men or women? Soto explained that young men have the highest auto insurance rates because of their statistically backed greater likelihood to experiencing car accidents. Soto also explained that many auto insurance companies offer discounts to new policyholders that have been accident-free for a specific period of time, when your home, life or health is insured by the same company that insures your automobile, when two or more private passenger cars in a household are insured by the same company, when the insured car has an air bag, when certain antitheft devices are installed to the insured car or even when a student maintains at least a “B” average grade point average (GPA).

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